Identity Theft

What is Identity Theft?

Identity Theft involves another person's use of personal information including name, social security and credit card numbers, and other information to obtain credit, loans and services in your name. The criminal may even use your identity to cover other crimes.
How Can Identity Theft Affect You?
Becoming a victim of identity fraud can ruin your credit, cause you to be sued, result in loss of security clearances, allow theives to raid your financial accounts and may result in arrest warrants being issued in your name.
How Do Criminals Obtain Your Information?
Criminals may use computer hacking, stolen purses and wallets, employment files, drivers licenses, records from doctors' offices, hospitals and insurance companies, records from your trash and other means to get your information.
If You Become A Victim
  • File reports with all three credit reporting agencies listed below.
  • Contact the Federal Trade Commission (FTC) at 1-877-IDTHEFT. They maintain a clearing house for victims of Identity Theft to help clear your credit history.
  • File a police report. Report and cancel stolen credit cards, ATM cards and passports.
  • Contact the White Collar Crime Unit of the Butler County Prosecutor's Office for further assistance.

Avoid Becoming A Victim.

Protect Your Personal Information
  • Do not unnecessarily give out your social security number.
  • Buy a shredder and destroy all personal paper when time for disposal. Shred all pre-approved credit applications.
  • Use unusual passwords to protect computers and accounts.
  • Do not give out personal information to telephone solicitors.
  • Do not leave credit card receipts on a restaurant table if it has your full account number.
  • Cut-up all expired credit cards.
Monitor Your Finances
  • Examine all bank, financial institution and credit card statements for unauthorized charges.
  • Periodically obtain a credit report from all three credit reporting agencies. (See resources below.)
Keep A List of Accounts
  • Make a list of all credit card and bank account numbers with customer service phone numbers. Keep it in a safe place (not on the hard drive of your computer if you are connected to the internet.

Credit Reporting Agencies

Equifax - www.equifax.com
To order your report: 1-800-685-1111
To report fraud: 1-800-525-6285
TDD: 1-800-255-0056
Write: P.O. Box 740241
Atlanta, GA 30374-0241

Experian - www.experian.com
To order your report: 1-888-397-3742
To report fraud: 1-888-397-3742
TDD: 1-800-972-0322
Write: P.O. Box 9532
Allen, TX 75013

TransUnion - www.transunion.com
To order your report: 1-800-888-4213
To report fraud: 1-800-680-7289
TDD: 1-877-553-7803
FAX: 1-714-447-6034
E-Mail: fvad@transunion.com
Write: Fraud Victim Assistance Dept.
P.O. Box 6790
Fullerton. CA 92834-6790

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